Apply Now for a Loan
Hello and welcome to Republic State Mortgage and the Brentwood, TN branch office. My name is Larry Cox. I've been in the mortgage business for almost 15 years and have seen all kinds of market swings. Right now with rates at historic lows and home prices at or near a bottom this is a great time to buy!
Here are a few of the best ways to go about financing your home purchase.
USDA loans feature:
100% financing including all closing costs!
NO Monthly Mortgage Insuarance!
Availabe down to a score of 620
Requires a 2 year work history
Georgraphic and income restrictions apply
FHA loans feature:
Low down payment (just 3.5% of purchase price)
No geographic restrictions or income limits
Loan size limits vary from county to county
Gift money allowed for down payment
Scores down to 640
Conventional loans feature:
Loan amounts to $417,000.00
No income or geographic restrictions
Generally require higher scores
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